Government Employees Medical Scheme (GEMS)

Contact Details

Physical Address: 61 St George's Mall, Cape Town
Postal Address: Private Bag X782, Cape Town, 8000
Telephone: +27 (0)86 000 4367


Medical Aid

Organisation Profile

GEMS was registered on 1 January 2005 specifically to meet the healthcare needs of Government Employees. We offer five excellent healthcare benefit options: Sapphire, Beryl, Ruby, Emerald Value, Emerald and Onyx. Our goal is to help public service employees and their families to get the best possible healthcare at the most affordable rate.

GEMS is centred on the principles of: equity, efficiency and differentiation equity, where employees have equal access to the most extensive set of equal basic benefits under equitable remuneration structures, subject to affordability; efficiency regarding the costs and delivery of benefits; and differentiation, where employees choosing more extensive cover have equal access to higher benefits, subject to their needs.