Small Enterprise Finance Agency (SEFA)

Contact Details

Postal Private Bag X26, Pretoria, 0001
Physical Byls Bridge Office Park, Building 14, Block D, 11 Byls Bridge Boulevard, Highveld Ext 73, Centurion
Tel 012 748 9600


The Small Enterprise Finance Agency’s (sefa) core function is to foster the establishment, development and growth of SMMEs and cooperatives, and to contribute towards poverty alleviation, job creation and economic growth.

Sefa’s task is to provide SMMEs and cooperatives throughout South Africa with simple access to finance in an efficient and sustainable manner, by: delivering wholesale and direct lending credit facilities or products; providing credit guarantees to SMMEs and cooperatives; supporting the institutional strengthening of financial intermediaries, so that they can effectively assist small and micro-enterprises and cooperatives; creating strategic partnerships with a range of institutions for sustainable small, micro- and cooperative enterprise development and support; monitoring the effectiveness and impact of sefa’s financing, credit guarantee and capacity development activities; and developing (through partnerships) innovative finance products, tools and channels, to speed up increased market participation in the provision of affordable finance.

Overseeing Department/Entity

The information in this directory is compiled from various sources and is subject to continual change. If you notice any errors or omissions, contact us so that we may correct them.